3 Oliver Health and Life


 3 Oliver Health Insurance


Group Health Insurance and company sponsored insurance for two or more people is readily available. We represent what we perceive and believe to be the remaining best quality Insurance Carriers in the marketplace.

Those companies are BCBS, Aetna, UHC, and Humana. There are many other fine companies available, but we believe these four have the plan designs, financial strength, and servicing capabilities we want for our clients.

Health Insurance is expensive and it is going to get more expensive for the foreseeable future. Good plan design and innovative approaches by the carriers can help you mitigate your cost exposure.

Assisting you with making the right solution is what we do.  Be cautious with your agent selection process. Call us and let’s visit.


Supplemental Health Insurance

Group coverage for Dental, Life, Long Term Disability, Short Term Disability, and other speciality products continue to be affordable and excellent components of any employee benefit program.  And an Employer can choose one or more coverages depending on company and employee needs.


Senior Market Life Products

Medicare Supplements Coverage

Medicare Supplements and MAPD plans are available with many carriers.  We limit our plans to the following top rated companies – BCBS, Humana, and Aetna.


Final Expense Insurance

Many families forget to plan for appropriate funds to be available for final expenses upon the death of  the husband and wife, or single parent. With Final Expense Life Insurance policies in place, the funds are there to pay for dignified burial expenses.  For our foreign clients, this includes money for the transfer of the family member to the country of origin for burial. We represent quality companies that specialize in Final Expense Policies.  We have the policies and their servicing knowledge to assist our clients when it is needed.

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